Attachment-exempt threshold

The attachment-exempt threshold refers to the part of your income (wages, benefit or alimony)  which cannot be attached. The law stipulates that you are entitled to a minimum income to support yourself.

Attachment of your income

If your income is attached by a bailiff (for example, your wages, benefit or alimony), an attachment-exempt threshold must be applied. The government believes that everyone has the right to a minimum income, even if you still have debts to pay off.

Attachment-exempt threshold

The attachment-exempt threshold guarantees that you will be left with sufficient income after the attachment to be able to provide for your livelihood. Any wages that exceed this attachment-exempt threshold may be attached, however. The attachment-exempt threshold is different for everyone and is determined based on your income and family situation. The attachment-exempt threshold is at least 95% of net earnings for people with a low or medium income.

Percentage of the attachment-exempt threshold

This depends on various criteria. This includes:

  • Your income.
  • Your partner's income and the form of cohabitation
  • Your rent and the rent allowance you receive.
  • The amount you pay for your health insurance and the health care allowance you receive.

The Act simplifying the Attachment-Exempt Threshold entered into force on 1 January 2021. The new, simplified attachment-exempt threshold ensures a reliable calculation of this attachment-exempt threshold and better protection..

Calculation of the attachment-exempt threshold

Use the module on the website of the Royal Dutch Organisation of Bailiffs (KBvG) to calculate your attachment-exempt threshold.

A growing number of people are seeking help with money matters. More than one in five people in the Netherlands find it difficult to make ends meet every month. Are you worried about money? Check www.inkassier.nl/hulpbijschulden. We have listed several ways to help you solve your money problems.

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