Attachment-exempt threshold

The attachment-exempt threshold refers to the part of your income (wages, benefit or alimony)  which cannot be attached. The law stipulates that you are entitled to a minimum income to support yourself.

Attachment of your income

If your income is attached by a bailiff (for example, your wages, benefit or alimony), an attachment-exempt threshold must be applied. The government believes that everyone has the right to a minimum income, even if you still have debts to pay off.

Attachment-exempt threshold

The attachment-exempt threshold guarantees that you will be left with sufficient income after the attachment to be able to provide for your livelihood. Any wages that exceed this attachment-exempt threshold may be attached, however. The attachment-exempt threshold is different for everyone and is determined based on your income and family situation. The attachment-exempt threshold is at least 95% of net earnings for people with a low or medium income.

Percentage of the attachment-exempt threshold

This depends on various criteria. This includes:

  • Your income.
  • Your partner's income and the form of cohabitation
  • Your rent and the rent allowance you receive.
  • The amount you pay for your health insurance and the health care allowance you receive.

The Act simplifying the Attachment-Exempt Threshold entered into force on 1 January 2021. The new, simplified attachment-exempt threshold ensures a reliable calculation of this attachment-exempt threshold and better protection..

Calculation of the attachment-exempt threshold

Use the module on the website of the Royal Dutch Organisation of Bailiffs (KBvG) to calculate your attachment-exempt threshold.

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